Zakat
Zakat calculator
Work out what is due on what you hold. The calculation is the same one the Kareeb app runs, and it stays in your browser — no amount is sent to a server.
Zakat due
Add what you hold below and the figure appears here.
Nisab threshold
Zakat is due only on wealth at or above the nisab. Which standard to follow is a question for your scholar — gold gives a higher threshold, silver a lower one, so more people owe Zakat under silver.
Kareeb has no market feed, so this is the price you enter — not a quoted rate. Check today's figure before relying on it.
Cash and savings
Money you hold, in any account or in hand
Cash at home · Current and savings accounts · Digital wallets · Foreign currency
Zakat is due on wealth held for a full lunar year, not on income as it arrives. Enter what you hold on your Zakat date — not your annual salary.
Gold and silver
By weight and purity, or by value if you know it
Gold jewellery · Silver jewellery · Coins and bullion · Gold held in an account
Whether jewellery kept for personal wear is included is a question scholars answer differently. Kareeb marks it for your decision rather than choosing — see Questions about Zakat.
Investments
Shares, funds, pensions, crypto and property income
Shares and ETFs · Mutual funds · Retirement and pension accounts · Cryptocurrency
How much of a holding is zakatable differs between methods, and between shares held to trade and shares held long term. Kareeb applies the portion you set and shows it on the calculation.
Business assets
Stock for sale, business cash and money owed to the business
Cash held by the business · Inventory intended for sale · Invoices customers owe you · Short-term business investments
Equipment you use to run the business — tools, vehicles, fittings — is generally not stock for sale. Enter what is held to be sold.
Money owed to you
Loans you have made and expect back
Money lent to family or friends · A deposit you expect returned · Wages owed to you
Whether a debt owed to you counts each year, or only when it is repaid, is answered differently by different scholars. You can include it now, leave it out, or record it when it arrives.
What you owe
Debts you are deducting
Bills currently due · Short-term loans · Money you have borrowed and must repay · Business liabilities
Which debts reduce zakatable wealth varies — some hold that only immediately due amounts count, others include more. Kareeb subtracts what you enter and records that you chose it; it does not import your debts or decide which qualify.
Recording what you pay PRO
This page works out the figure. Recording payments against it across the year, keeping the annual history, and encrypting the amounts so they sync between your devices are in the Kareeb app. Nothing you enter here leaves this browser, which also means it does not follow you to your phone.